You’ve been trying for some time now and although you have a college education and a decent job, you just can’t seem to make any significant progress towards your financial goals.
You hear over and over, advice from the experts- Put away 10% of your income every month into a savings account. Live within your means, find ways to save money and make your dollars stretch. Sacrifice temporary pleasures for the long term goals. Invest money in your IRA, your 401K, mutual funds.
For some reason your money disappears before the end of the month. You find yourself longing for the next paycheck.
Sound familiar ? I know that feeling because that’s how I used to be.
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